Insurance Your Life

INSURANCE is one form of risk control is done by way of transfer / transfer of risk from one party to another party in this case is a company asuransi.Apa sense of Insurance?

According to the Commercial code article 246 "Insurance is an agreement by which a binding to an insured, to receive a premium, for reimbursement to him for damage to or loss of expected benefits that may be experienced as an event that is not necessarily" ,
Understanding another insurance is a transfer of risk from the first party to the other party. In the delegation ruled by the rule of law and the enactment of the principles and teachings which are universally adopted by the first or any other party.

The economics of insurance means a collection of funds that can be used to cover or provide compensation to those who suffered kerugian.Apa benefit of Insurance?

Besides, as a form of risk control (financially), insurers also have a variety of benefits that are classified into: the main function, secondary functions and additional functions.

The primary function of insurance is risk transfer, fundraising and premiums are balanced. Secondary function of insurance is to stimulate business growth, prevent loss, damage control, social benefits and savings. While insurance is an additional function as an investment fund and invisible earnings.Apa understanding of risk?
According to the Commercial code article 246 "Insurance is an agreement by which a binding to an insured, to receive a premium, for reimbursement to him for damage to or loss of expected benefits that may be experienced as an event that is not necessarily" ,
Understanding another insurance is a transfer of risk from the first party to the other party. In the delegation ruled by the rule of law and the enactment of the principles and teachings which are universally adopted by the first or any other party.

The economics of insurance means a collection of funds that can be used to cover or provide compensation to people who experienced it Risk?
Definition of 'risk' insurance is "the uncertainty of the occurrence of an event that could cause economic loss"

What only forms of risk it?
Other forms of risk include pure risk, speculative risk, particular risks and risk fundamentals.
Pure risk is the risk that as a result there are only two kinds: a loss or break even, for example, theft, accident or fire.

Speculative risk is the risk that as a result there are three kinds: loss, profit or break even, for example, gambling. Particular risk is the risk that comes from individual and local impacts, such as plane crashes, car crashes and the ship foundered.

While the fundamental risk is the risk that did not come from the individual and the impact area, such as hurricanes, earthquakes and floods.